Elysian Finance

There is no doubt 2020 has been a challenging year for all of us, both on a professional and personal level.

Despite the negativity and difficulties that we have been experiencing, this year has brought a lot of awareness to us: we have faced vulnerability, and we all leant to appreciate more what really matters in life – knowing our immediate family are well, knowing they are not at risk.  
We have learnt that there is no such a thing as ‘planning’ when anything can change in a fraction of a second, and this can be scary, especially when the unexpected happens.

This realisation led to numerous enquiries regarding a variety of insurance plans. We have had clients who we helped finding peace of mind by helping them arranging a new insurance plan which they would not have thought they needed before, to clients who were reminded of policies they never reviewed in years for who we secured a much more suitable product.
A free consultation that will provide you with financial stability and security should things not go as planned – why not start now?

Statutory Sick Pay (SSP) is £94.25 per week for 28 weeks. That’s £408.41 per month, which is less than a typical mortgage.

Have you ever considered what would happen to you, or your loved ones if you couldn’t work due to a long-term illness or injury which results in a loss of earnings?
How would you pay your mortgage, rent, utility and food bills? The news is dominated with cases of sickness which has no doubt affected people with no means of support.

As no-one can ever say that we will never be off work, now is the time to ask ourselves how will I manage if my income stops?

Income Protection

• You’ll receive a regular monthly benefit if you can’t work due to incapacity caused by an illness, or an injury which results in a loss of earnings.
• Pays out until you return to work, retire, die or your plan ends, whichever happens first.
• Guaranteed premiums unless you make any changes to your plan or if you choose our Increasing Income Protection Benefit Plan.
• Support with various return to work Rehabilitation Support Services.
• Flexibility to make changes such as the benefit amount (eligibility criteria applies). What can you do to protect yourself and your family?

Speak to an adviser on our selection of income protection products. We can tailor each solution to match your personal circumstances and budget.

For a limited time, the level at which stamp duty is charged on a residential property is being temporarily raised to £500,000

If you purchase a residential property between 8 July 2020 to 31 March 2021, you only start to pay SDLT on the amount that you pay for the property above £500,000. These rates apply whether you are buying your first home or have owned property before.

We can assess your affordability and find you the best deal to help you buy your new home.

We have been having a lot of conversations around protection during the pandemic.

Our specialist consultant has been giving advice around all policies available and providing tailored plans to suit everyone.

At Elysian Finance we ensure all customers receive an excellent level of attention when it comes to their finances, guiding them throughout the initial process to help them buy their home as well as offering them support after the purchase has been agreed to make sure the right steps are taken to keep their home and family safe.
By speaking to an insurance specialist, our clients have the possibility of reviewing their current policy and/or their employment benefits, making sure they have the appropriate level of protection.

On multiple occasions, we happened to identify customers, who thought they were paying into a plan which would have kept themselves and their loved ones safe, then to find out there were small areas of shortfall which they wished to cover. Sometimes, also finding cheaper and more comprehensive options (as insurance companies update their products fairly frequently

It's always worth checking whether you have sufficient cover in place

We are on week 6 of lockdown and we have been looking at things to keep us occupied.

Vitality have some really good pages on keeping fit at home and recipes for you to try your hand at!

Or you can head over to Good Housekeeping and look at apps available to maybe learn a new language and make the most of the time on your hands.

If music is more your thing and you're missing festivals this year, Youtube have classics like Nirvana unplugged & Radiohead's 1997 Glastonbury set so you can have your own gig at home this bank holiday 

We are continuing to update all of our ‘COVID-19 Latest’ webpages providing resources which we hope are helpful to all. During the lockdown so far, we have offered guidance and reassurance to hundreds of people in different aspects of their mortgages and protection. We have and always will believe in empowering our clients and customers.

With the lockdown easing hopefully in sight, we continue to build our practices around being the safest mortgage broker in South East London. We are already Cyber Essential certified and now we are documenting comprehensive best practices to fulfil our ‘HYGIENE OPTIMISED – SAFELY BACK TO WORK’ campaign.

The exactly polices will be issues when the lockdown has eased. 

An industry-wide campaign called Mortgage Miles for the NHS has been launched to raise money for NHS Charities Together during the COVID-19 crisis.
This campaign is to encourage participants to collectively run, walk or cycle at least one mile per day for everyone who has been affected by the disease, sharing their efforts via #MortgageMiles.

Get everyone involved and head to http://www.justgiving.com/fundraising/NHSmile to make a donation

#mortgagemiles #NHSmile #NHSsupport #justgiving #fundraising #bekind #beatcovid-19

Along with our colleagues at The Pedder Group, employees have been getting involved in run for heroes!

Run for heroes is a fantastic fundraiser which centers around people getting their daily exercise while raising money for our NHS.

The idea of the challenge is;

• You run / walk 5k 
• You donate £5 via the run for heroes just giving page 
• You nominate 5 friends (or in our case colleagues) to take part in the run for heroes challenge 

If you are able to, please get involved in this fantastic challenge. They have nearly hit their target of 3.5 million!

https://uk.virginmoneygiving.com/fundraiser-display/showROFundraiserPage