Buy to Let Mortgages
Buy to Let mortgages are available to First-time buyers, First-time Landlords or experienced landlords, but which lender you use depends on their individual criteria.
When starting or adding to a property portfolio, buying an investment property often requires specialist tailored advice, and with the recent changes to Buy-To-Let and let to buy it is now more essential that you obtain it.
All of our consultants are fully qualified and have access to thousands of buy to let rates so we can weigh up your options and find the best deal for you.
We will filter through all of that criteria and advise you on the most suitable product.
As there is an increased risk to lenders, Buy-to-let mortgages often have slightly higher fees and interest rates compared to residential mortgages. The minimum deposit for a buy-to-let mortgages also tends to be higher at 25%.
The Valuation will also take into account the rental income as the lender will expect this to cover your mortgage repayment plus 125%