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Equity Release

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If you’re over 55, Equity Release is a way of releasing equity from your property without having to sell it and move to another home.

With a lifetime mortgage you will retain ownership of your home.

With more lenders competing for an ageing population it’s very much a growth area and is now much more popular, with lender interest rates that are increasingly competitive.

The amount you release can be used for almost any purpose - the most popular reasons currently are: paying off outstanding mortgages and debts; home improvements ; holidays and helping loved ones onto the property ladder.

An Equity Release mortgage is not something to rush into - we will take the time to talk you through all of the options available to you, in plain English, and help you decide if a lifetime mortgage is the best option for you

A lifetime mortgage is secured against your property and will reduce the value of your estate, and impact funding long-term care.  To understand the features and the risks, ask for a personalised illustration.