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Product Transfers

What is a Product Transfer?

A product transfer is when you move from your existing mortgage deal to a new one with your current lender. This may be a good alternative to remortgaging, depending on your circumstances.
Perhaps you have experienced some difficulties in carrying out a standard remortgage due to a change in your circumstances since you originally took out your home loan, and so a product transfer could enable you to switch to new competitive product, whilst avoiding your lender’s standard variable rate (SVR).  

The product transfer process is typically very straightforward. This is because unlike if you were going down the remortgage route, it is unlikely that a formal valuation will need to be carried out on your property.
Our consultants will research the market fully to ensure your current lender is the most suitable option for you, and if it is we will switch products on your behalf, giving you the benefit of a full advisory service.