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Building & Contents Insurance

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Buildings Insurance is a requirement with any mortgage and your solicitor will want evidence of this being in place before exchanging contracts on your purchase.

Its purpose is to cover the financial cost of repairing damage to the physical structure of a property in the event of damage or theft. This includes the roof, floors and walls, as well as any fitted or permanent fixtures (i.e. a fitted kitchen).

Contents insurance is insurance that pays for damage to, or loss of, an individual's personal possessions while they are located within that individual's home. Some contents insurance policies also provide restricted cover for personal possessions temporarily taken away from the home by the policyholder.