

Buy To Let

These mortgages are very different to a residential mortgage in the way they relate to the income derived from the tenancy.
Ask your adviser to explain.
All of our consultants are fully qualified and have access to thousands of buy to let rates so we can weigh up your options and find the best deal for you.
We will filter through all of the criteria and will find you a mortgage that enables you to maximise your investment by offering market leading rates.
As there is an increased risk to lenders, Buy-to-let mortgages often have slightly higher fees and interest rates compared to residential mortgages. The minimum deposit for a buy-to-let mortgages also tends to be higher at 15%.
The Valuation will also take into account the rental income as the lender will expect this to cover your mortgage repayment plus 125%