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Online Application

We had an enquiry come through from the online application on our website for a residential remortgage.

The client was on the mortgage deeds with his father but his father did not live with him. (This is known as joint borrower, sole proprietor)

He wanted to consider removing his dad and extending the mortgage term to reduce the monthly outgoing in line with his monthly budget of £700.00.  

As this was a more complicated scenario, our broker picked this up and researched all of his options from the 70 lenders on our panel.
We were able to take the mortgage forward in clients sole name, extend the mortgage term to 21 years, which is still several years away from clients state retirement age, and managed to save him over £500 per month.